• Partners in agriculture.

Financial Programs for Grain Producers

Grain Producers

Welcome To

JGL Financial

At JGL Financial, we understand agriculture. We are a Western Canadian agricultural lender. Ag lending is all we do.

We aim to work with you to maximize your operation’s potential through tailored financial solutions designed for grain and cattle producers.

Get to know

The Ag First Difference

As your lending partner, we’re here to support your growth. We understand the challenges of cash flow and take a patient approach to financing. The right working capital can create marketing opportunities and boost farm profitability. With a deep understanding of agriculture, we take the time to understand your operation’s unique needs and provide meaningful financial support. Our Ag First Programs are designed to give you access to credit when and where you need it, making purchases easier and more efficient.

High-touch,
consultative approach

Our lenders work face-to-face with our producers, preferring to do business at the kitchen table rather than an office. Our experience and expertise allow us to dive deeper into the financial picture to understand your whole operation.

Program terms that match
the production cycle

An available 20 month window allows plenty of opportunity to purchase inputs at ideal market times and allows sufficient flexibility to allow producers to sell inventory on their schedule rather than their lender’s.

Credit limits set
at the right level

We work with our producers to establish credit limits that allow them to farm to their fullest potential. Our approach considers the annual crop plan and connects agronomy with the working capital requirements to fulfill the plan.

Purchasing power
flexibility

Our Crop Line can be used to fund invoices from our network of independent retail partners, giving the producer flexibility and choice.

Competitive,
risk-based pricing

Our borrowing rates are individualized and reflect the producer’s success, farm size, and credit history.

Proudly Serving
Western Canada

Our solutions are available to producers across British Columbia, Alberta, Saskatchewan, and Manitoba.

We understand Ag. We understand banks. We understand farm working capital and cash flow. We understand You!

Financial Solutions For

Grain Producers

Our Ag First Programs offer individualized lending experiences allowing producers to maximize working capital and lending efficiency while pursuing growth opportunities that otherwise would not be possible.

We offer solutions based on your needs:

Working Capital

Proper working capital support provides you with the flexibility and confidence to invest in the agronomic decisions required to achieve your maximum production potential. We look to match the term of your Crop Line to the crop cycle, providing you with greater control over your marketing decisions.

Term Loans

Whether you’re purchasing equipment, land, grain storage, or other investments in your operation, a term loan is a flexible option to keep you growing. Unlike traditional lending institutions in Canada, we offer a deep understanding of all facets of grain and livestock production.

Risk Strategy

When we provide credit solutions, we provide expertise and knowledge that is not readily available from a traditional lending institution. We will work with you to develop a strategy for managing risk on farm that considers cash flow optimization, debt structure, production risk insurance optimization, and commodity pricing strategies.

Getting Approved is Easy

Apply Now!

Complete Application Forms

Download and fill out the PDF application form

Complete Supporting Documents

Download and fill out the supporting documents

Submit Application

Send in your completed forms to
info@agfirstfinancial.ca

Benefit from

In-house expertise

As your partner, JGL Financial invests its time and resources in promoting the growth and success of your crop and livestock operation by providing personalized services and in-house expertise including:

Livestock Procurement

The JGL Livestock team includes procurement, logistics , and accounting services, covering more major markets than any other agent in North America.

Learn more.

Grain Procurement

The JGL Commodities team brings expertise in economic trends, market fluctuations and unique opportunities for growers that are not readily available through a traditional line company.

Learn more.

Crop Inputs

Crop inputs including seed, nutrients, chemicals, bulk fertilizer, custom applications, petroleum, along with agronomic services are available through Hawk’s Agro, a JGL company.

Learn more.

 

 

Risk Management

Whether you’re a producer, distributor or an end-user of commodities, JGL Capital has the tools and expertise to help you hedge your risk and protect against price fluctuations while taking advantage of market opportunities.

Learn more.