Ag First

Welcome To

Ag First™

At Ag First, we understand agriculture. We are a Western Canadian agricultural lender. Ag lending is all we do.

We aim to work with you to maximize your operation’s potential through tailored financial solutions. Ag First is here to help facilitate purchasing by making credit available to you when and where you need it.

Ag First offers an individualized lending experience allowing producers to maximize working capital and lending efficiency while pursuing growth opportunities that otherwise would not be possible.

Get to know

The Ag First Difference

We are a lender who will support growth. We are patient and recognize cash flow can be challenging. Appropriate working capital support provides marketing opportunities and increased profits for the farm. We know farming and we work to understand challenges specific to your operation and contribute to your business in meaningful ways.

High-touch,
consultative approach

Our lenders work face-to-face with our producers, preferring to do business at the kitchen table rather than an office. Our experience and expertise allow us to dive deeper into the financial picture to understand your whole operation.

Program terms that match
the production cycle

An available 20 month window allows plenty of opportunity to purchase inputs at ideal market times and allows sufficient flexibility to allow producers to sell inventory on their schedule rather than their lender’s.

Credit limits set
at the right level

We work with our producers to establish credit limits that allow them to farm to their fullest potential. Our approach considers the annual crop plan and connects agronomy with the working capital requirements to fulfill the plan.

Purchasing power
flexibility

Our Crop Line can be used to fund invoices from our network of independent retail partners, giving the producer flexibility and choice.

Competitive,
risk-based pricing

Our borrowing rates are individualized and reflect the producer’s success, farm size, and credit history.

Proudly Serving
Western Canada

Our solutions are available to producers across British Columbia, Alberta, Saskatchewan, and Manitoba.

We understand Ag. We understand banks. We understand farm working capital and cash flow. We understand You!

Why choose us as your

Partners in Agriculture

Financing farms is more complicated than ever. Banks are demanding. Cash flow is unpredictable. Supplier credit is tight. We get that.

We differentiate ourselves from other Ag working capital providers by understanding your industry, your farm, your business partners, and you. We build our solutions around you, your needs, and your goals.

You need a lender who will grow with you when it is time to grow. You need a lender who is patient and understanding when cash flow is challenging. You need someone who understands and can contribute to your business in a meaningful way.

We understand Ag. We understand banks. We understand farm working capital and cash flow. We understand You!

LEARN HOW WE ARE

Elevating our communities

Ag First™, a JGL company, recognizes strong communities are the fabric of well-being for our customers, employees, partners and their families.  JGL is dedicated to partnering with farms and like-minded organizations in  elevating our communities by putting commitment into action through our contributions, employee efforts, and various sponsorships and partnerships. We work tirelessly to make lasting improvements and investments in the communities where we live, work and play.

Through the years, citizenship and volunteerism have been a priority for JGL and our employees alike. By encouraging and empowering our employees to support their charitable interests, we help make a difference across a wider area of reach. We can all elevate our communities by empowering our workforce to harness their skills for good and strengthen our communities.

The JGL founders have long believed that investment in young people keen on the business of agriculture has been integral  to the growth and success of JGL. To nurture the next generations in agriculture, the JGL Legacy Scholarship was established in 2012. The annual scholarships aim to promote growth in rural Saskatchewan by re-investing in its greatest resource – young people.

Each year, the JGL Legacy Scholarship is awarded to 10 deserving young people in the Prairie South School Division who reside in rural Saskatchewan and are enrolled in post-secondary education, with special consideration given to those enrolled in an Agriculture related program.

Getting Approved is Easy

Apply Now!

Complete Application Forms

Download and fill out the PDF application form

Complete Supporting Documents

Download and fill out the supporting documents

Submit Application

Send in your completed forms to
info@agfirstfinancial.ca