High-touch,
consultative approach
Our lenders work face-to-face with our producers, preferring to do business at the kitchen table rather than an office. Our experience and expertise allow us to dive deeper into the financial picture to understand your whole operation.
Program terms that match
the production cycle
An available 20 month window allows plenty of opportunity to purchase inputs at ideal market times and allows sufficient flexibility to allow producers to sell inventory on their schedule rather than their lender’s.
Credit limits set
at the right level
We work with our producers to establish credit limits that allow them to farm to their fullest potential. Our approach considers the annual crop plan and connects agronomy with the working capital requirements to fulfill the plan.
Purchasing power
flexibility
Our Crop Line can be used to fund invoices from our network of independent retail partners, giving the producer flexibility and choice.
Competitive,
risk-based pricing
Our borrowing rates are individualized and reflect the producer’s success, farm size, and credit history.
Proudly Serving
Western Canada
Our solutions are available to producers across British Columbia, Alberta, Saskatchewan, and Manitoba.
We understand Ag. We understand banks. We understand farm working capital and cash flow. We understand You!
Proper working capital support provides you with the flexibility and confidence to invest in the agronomic decisions required to achieve your maximum production potential. We look to match the term of your Crop Line to your crop cycle, providing you with greater control over your marketing decisions.
Whether you’re purchasing equipment, land, grain storage, or other investments in your operation, a term loan is a flexible option to keep you growing. Unlike traditional lending institutions in Canada, we offer a deep understanding of all facets of grain and livestock production.
When we provide credit solutions, we provide expertise and knowledge not readily available from traditional lending institutions. We work with you to develop a strategy for managing risk on farm that considers many factors including cash flow optimization, debt structure, and commodity pricing strategies.
Livestock procurement, logistics, and accounting services covering more major markets than any other agent in North America.
Full service feed ingredient supplier including merchandising, distribution, and administration across North America.
Financial advisers and traders providing tailored solutions to help producers take advantage of market opportunities.
Crop inputs including seed, nutrients, chemicals, bulk fertilizer, custom applications, petroleum, and agronomy services.
Financial solutions for beef producers including individualized lending solutions and risk management.
Individualized lending relationships allowing producers across Western Canada to maximize working capital and lending efficiency.